The Department of Insurance has been going around the state helping answer questions Nebraskans have about the Affordable Care Act.
Around 30 people were at one educational session at the Kearney Public Library on Thursday.
Now that enrollment through the online market place is open, insurance officials are getting a lot of questions about how individuals and small businesses can use it to find health insurance.
Insurance Health Policy Analyst John Paul Sabby says Nebraskans who fall between 100 and 400 percent of the federal poverty level will receive tax credits if they sign up through the market place.
Sabby says those credits are paid in one of two ways.
"One is you get an advanced payment of tax credit, depending on your income, and that tax credit will go directly from the treasury to the insurance company," says Sabby. "The other way is wait until the end of the year and it would be like your tax deductions, and you'll true up with the IRS at the end of the year once your taxes are filed."
This is the second leg of the Department of Insurance's "Road Trips" to help people understand ACA. More sessions are planned in South Sioux City, Omaha, and Nebraska City next week.