Lincoln, Neb.-- Doug and Amy Schmitt recently moved into their new home on an acreage outside of Crete, Neb.
As recently as last week, they had an approved buyer ready to sign off on their former home inside of Crete.
However, because the new buyer has a USDA, or rural development loan, the loan paperwork can't go through due to the government being shutdown.
"I think it was mid last week," Doug Schmitt said, "about a week ago that we got [the loan] accepted. About a few days later, then all this happened."
That means the Schmitt's are still legally responsible for their old home and their new one.
"We would love the home to be closed on," Amy Schmitt said, "so we don't have two homes to take care of, and pay for, and be responsible for. I happen to work in Crete, so I can check on the place now and then, but it's still just the stress of knowing you own two properties."
Other homeowners, however, are in a tighter spot.
According to Home Real Estate Agent Talli Kratochvil, another Nebraska family can't close on their new home because of these loans.
This family's closing date is Oct. 10, but their current lease ends Oct. 15. If the shutdown extends beyond the Oct. 15, and still haven't closed on their new home, they may not have a place to live.
"The people they're buying the home from are in the same position as them," Kratochvil said, "and people they're buying the home from are in the same position."
Until the shutdown is over, there's little anybody can do.
Both realtor and homeowner said to have a back up plan, if possible.
"Be mindful it's going to take some time," Doug Schmitt said, " be patient, and like I said, just stay in communication and just know what's going to happen, because these things are out of our control."