Lincoln, Neb.-- Alicia Fristo and Kevin Edwards are hitting life's challenges as they come, and they'd be the first to tell you those challenges can come from any angle.
But now, they're playing victims to a scam that completely blind-sided their life.
"Right down to the cent," Fristo said, "there's not a penny in our account."
Scammers stole money from their pre-paid Walmart credit/debit card, a card they said is used similarly to a checking account card.
They deposit checks, withdraw cash and even use the card to pay phone bills.
They said the card has been in use for three years, and this is the first time they've ever lost money.
"It's one thing to gamble," Edwards said, "to spend your money vicariously and any other way you're spending it yourself.
"But, it's an entirely different thing when someone spends the money you've worked hard for."
Fristo and Edwards said all their money was spent at a Target in New York.
10/11 News contacted this Target, and a spokesperson said these types of scams with Walmart pre-paid cards are happening all the time at their location.
The same spokesperson said they're seeing these cases pop up almost daily, and they believe scammers are attaching one card's information to another card.
Scammers then use their card to charge another account, according to the spokesperson.
But, Fristo and Edwards said they haven't received a clear answer either Target or Walmart as to what happened.
"They had a real non-chalant attitude about it only because it wasn't their money," Edwards said, "it wasn't their kids that had to live off it.
"And that kind of pissed me off too."
On top of losing the money that was going to go towards rent, Edwards and Fristo are raising a one-year-old child.
Fristo also gave birth to the couple's youngest child, named Elijah, on Aug 8.
Elijah was born two months premature, and although his status is improving every day, he's still recovering in the hospital.
They said they feel like they're being hit while they're down.
"I hate saying it but what more can happen," Fristo said, "it's like a steady downward fall."
Edwards and Fristo said their claim is still being processed, and the earliest they could see their money is Aug. 24.
Even if they get their money back, they said fraud officials told them it could be weeks before they see the money.
Walmart's corporate office didn't immediately return our requests for a comment.