Staying on Track With Your New Year's Resolutions

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With the new year approaching, it's time for another round of resolutions. Many people make them, but often only some manage to keep them. Whether it's getting back in shape or reducing credit card debt, experts say the way to stay on track is the same.

First off, be realistic.

"The biggest problem with New Year's resolution problems is making them too big and making them sort of really hard to achieve," said psychologist Sandra Broz.

Experts suggest breaking down resolutions into smaller goals or forgoing yearly resolutions completely.

"Resolutions don't have to happen just in January. I like the whole idea of the new month resolution," Broz said.

Not only do your goals need to be realistic, experts say you need to be too.

"A good idea too is to plan for a little set back. We all have little setbacks in what we try to achieve, and if you just build that into the plan you'll be fine," added Broz.

Once you get started, they suggest finding a friend or hiring someone to keep you motivated.

"A lot of times when people know that someone else believes in them, they're willing to give it a little more effort," said personal trainer Cheryl Dimmitt.

And if you're finding it hard to stick with your initial goal, experts note it's okay to revise.

"For example, the healthier, I want to hit the gym more. That's great if you enjoy the gym and if you're really going to do that, but a way to ease into that might be to take the stairs instead of the elevator at work, or park at the end of the parking lot at the shopping center instead of as close as I can get to the door," said Broz.

If all else fails, they say just remind yourself why you made the resolution in the first place.

"Motivation, motivation. Ask them what it was that got you here in the first place and always go back to the same idea," said Dimmitt.

The point, experts say, is to just stick with your New Year's resolution until it becomes a habit.